Best Rated Pet Insurance

If you have a pet, you should get a pet insurance policy. These plans can help you with veterinary bills and emergency care. Here are a few of the top options. Consider ASPCA Pet Health Insurance, Healthy Paws, or Trupanion. These plans are affordable, reliable, and can help your pet recover fast.

Trupanion

Trupanion provides top-rated pet insurance with coverage options to fit any budget. They’re committed to helping you care for your pet and direct contact with veterinarians to get it the best care possible. Customers also benefit from their money-back guarantee and 24/7 customer support. You can also manage your policy online. And if you have any questions, you can email or chat with their customer service representatives.

Trupanion’s pet insurance covers up to 90% of veterinarian bills. If your pet gets sick or has an accident, you can rest assured that Trupanion will cover the cost of your pet’s care. However, it is essential to note that a pet insurance policy doesn’t cover every single expense, and a deductible is required. This may make it more expensive for a pet with multiple ailments or a high risk of recurring complications.

Healthy Paws

Healthy Paws pet insurance has some downsides. The policy doesn’t cover routine vet visits or preventative care procedures, and many services have a waiting period. Specifically, the insurance won’t cover dental cleanings, annual exams, or spay and neuter procedures. It also has exclusions for specific diseases and conditions.

The Healthy Paws policy has a 15-day waiting period for injuries and illnesses. It also includes coverage for travel out of the country and outside of the state. It also mentions that premiums may increase to reflect changes in veterinary medical costs. Healthy Paws also has a 30-day money-back guarantee.

Hip dysplasia is a common condition that affects approximately 15% of dogs. Certain breeds are more prone to it than others. Healthy Paws’ policy exclusions are more strict than other pet insurers. For instance, your pet cannot be six years old unless they have had a complete examination and have a confirmed diagnosis from a veterinarian.

Figo

Figo Best Rated Pet Insurance provides insurance for pets. The three different pet medical insurance plans include customizable deductibles and reimbursements. Since they are based on a reimbursement model, they can cover various items, including emergency care and specialized exams. Additionally, the Figo plan comes with Live Vet chat, allowing you to connect with a licensed veterinarian anytime.

Figo’s claims process is quick and straightforward. Most claims are processed within 24 hours. In addition, the company offers text, instant messaging, and push notifications to help owners stay on top of their policies. Customers can also chat with a licensed veterinarian through the company’s Pet Cloud app.

ASPCA Pet Health Insurance

You should consider getting ASPCA Pet Health Insurance if you have a dog or cat. This plan will reimburse up to 90% of vet bills. You can choose a Complete Coverage plan or Accident-Only plan. Each plan has a different annual limit and deductible. Some policies even cover preexisting conditions.

You can get a quote online through the ASPCA website or call their customer service representatives to make your payment. You can save money on a plan by signing up for multiple pets. Please provide the ASPCA Pet Health Insurance website with your pets’ information.

Premiums vary by company and pet, but younger pets tend to cost less than older pets. Purchasing a policy early on will save you money because pets tend to have fewer health issues in their early years. Premiums vary by ZIP code, and more densely populated areas have higher insurance rates. A low deductible plan might be your best bet if you’re on a budget. Adding a wellness plan can also help you save money.

Nationwide

Nationwide offers three levels of coverage for your pet’s health care. Each level covers 90 percent of illnesses and accidents, including preventative care, and eliminates the waiting period for hereditary conditions. However, each policy has different limitations, including exclusions for preexisting conditions, taxes, and waste. If you’re looking for the best coverage possible for your pet, you should consider getting Nationwide insurance.

Nationwide offers discounts to its customers for bundling pet insurance with their Nationwide policy. Customers with more than one pet can take advantage of a discount for the whole family. Nationwide does not charge a one-time enrollment fee, but it does charge a $2 transaction fee. Depending on your needs, the plan may not be affordable for your pet, but you can get it at a discount if you have several animals.