Fidelis Care is a catastrophic health plan. It does not cover certain medications and has a high deductible. It does offer telemedicine. But this plan has many other issues that make it unsuitable for many people. Let’s look at some of the complaints people have about the plan.
Fidelis Care is a catastrophic plan.
Fidelis Care is a Catholic health insurance company that launched in 1993. Initially, it focused on serving the medically underserved and poor. Later, it expanded its services to include the elderly and people with disabilities. Finally, in 2009, it launched a new health plan called the Fidelis Medical Advantage Plus HMO. This plan is designed for people 18 years of age or older who have a chronic illness.
The plan is not subsidy-eligible and is not available in all areas. It is also not automatically displayed to younger applicants and is available only to a select group of people. In addition, less than 1% of people nationwide enroll in this plan each year. By 2022, it will only be available to half of those enrolled in the exchange.
It does not cover certain medications.
By reading their coverage information, you can find out if Fidelis Care Reviews covers your medications. The plan does not cover certain medications, but they cover a variety of services and procedures. So if you have a high-cost prescription, Fidelis can help cover the cost. In addition, Fidelis also provides preventive screenings. If you have Medicare, you can enroll in a Medicare Advantage plan, which will help you pay for medical services, lab tests, and preventive care, which includes prescription drug coverage. Although some plans have a $0 monthly premium, you may still need to pay your Original Medicare Part A and B premiums.
It has a high deductible.
Fidelis Care is a good option if you’re looking for a Medicare Advantage plan that offers prescription drug coverage. These plans are designed to work as an alternative to Original Medicare and can help pay for medical services, preventive screenings, lab tests, and more. Some plans come with a $0 monthly premium, but you’ll still have to pay Original Medicare Part B and Part A premiums if you live in an area where these plans aren’t available.
A health savings account (HSA) is a convenient way to pay medical expenses. You can use these funds for various medical expenses, including prescription drugs and emergency room visits. Best of all, you don’t have to pay federal taxes on the money you deposit into an HSA. But, to use your account, you must use your Fidelis Care Member ID.
It offers telemedicine
Telemedicine is a growing trend in health care, and Fidelis Care offers several ways for you to access these services. You can get board-certified doctors to see you over the phone or via video, and your Fidelis Care plan covers the cost of these services. Telemedicine can replace ER visits and save you time and money. You can download Babylon to your iPhone or Android device to get started. There are also other options available through Fidelis Care, such as Teladoc.
Telemedicine makes it possible for doctors to visit you from the comfort of your own home. As long as you have a reliable internet connection and a phone line, your doctor can advise you on your health care and help you make the best decision for your treatment.
It offers to mail-order pharmacies.
The Fidelis Care mail-order pharmacy program is designed to make prescription drug costs more affordable for members of the plan. The company works with a pharmacy partner, CVS Caremark, to deliver 90-day supplies of members’ medications to their homes. This eliminates the need for reminder phone calls and trips to the pharmacy, providing greater convenience.
It offers fitness reimbursement.
Fidelis Care offers fitness reimbursement for its members. Members must have made at least 50 visits to a fitness center to qualify for reimbursement over the past six months. The eligible facilities must also provide a Fitness Reimbursement Form. These forms must include the member’s current membership bill and proof of payment, such as a credit card statement, payroll deduction, or automatic bank withdrawal. Members must submit the completed form electronically to receive reimbursement and have their member ID number on each receipt.
Fidelis Care also offers other health benefits. These include mail-order pharmacies, telemedicine, and fitness reimbursement. In addition, the health insurer’s Marketplace plans are highly competitive. It also offers a Health and Recovery Plan (HARP) program called HealthierLife, which helps members improve their health and reach their goals.