Takaful Malaysia Car Insurance Review

If you are looking for affordable car insurance with great coverage and customer service, you should check out Takaful Malaysia. They have been providing insurance products and services for more than 20 years now!

The company offers free Personal Accident Coverage of up to RM15,000 for you and your passengers. It also lets you extend this coverage to an unlimited number of additional named drivers.

Coverage

Takaful Malaysia offers a wide range of coverage to suit your car insurance needs. The policy protects loss or damage to your vehicle in the event of an accident, fire, theft, or natural disaster.

It also offers complimentary personal accident cover for the driver and passengers traveling in your car against death or permanent disablement due to a road accident. You can also enjoy unlimited 24/7 roadside assistance with 50km breakdown tows.

This coverage is free of charge for all participants and covers up to RM15,000 per person, subject to terms and conditions. You can also extend this coverage to an unlimited number of additional named drivers free of charge!

Takaful is a form of Islamic insurance that adheres to Shariah law. Its products are free of the prohibited elements in Islam, such as interest (riba’), gambling (may), and uncertainty (gharar). Instead, takaful promotes cooperation among policyholders in an arrangement where they contribute to a pool or mutual fund and agree to share risks and surpluses.

Benefits

Takaful Malaysia Car Insurance Review offers many benefits to help you feel safer on the road. It also has a unique Pay As You Drive (PAYD) plan that enables you to save on your motor insurance premium.

Takaful is an Islamic-based system that allows participants to pool their donations into a fund to cover the loss or damage they suffer. A third party – the Takaful operator – manages this fund and disburses funds to each participant according to their needs.

Takaful motor insurance provides a broader range of benefits than conventional car insurance. For example, Takaful policies offer NCD (Non-Claims Discount) as a reward for not claiming in a particular year. This profit sharing is called hibah in Arabic, which means ‘gift’ or ‘donation.’ In addition, Takaful motor insurance provides a range of add-ons that can be customized to suit your vehicle and lifestyle. Moreover, Takaful motor insurance is Shariah-compliant and has comprehensive coverage for accidents.

Customer service

The customer service is impressive, and they make it a point to provide personalized attention when needed. Whether you need help with the online takaful application or simply need to make a claim, they are ready and willing to assist.

The company has an extensive network of branches nationwide, making them the go-to takaful insurer for many Malaysians. They also offer a range of products and services.

Among the more popular ones are their pay-per-day motor insurance and tele-bantuan mobile app. Besides providing real-time underwriting, they also have an impressively fast and easy roadside assistance program.

Takaful Malaysia is one of the largest takaful operators in the country, and its product is the best in its class. They also have a wide range of benefits and a stellar customer service team to back it up. They’ve got you covered when it comes to your car and home, so you can rest assured that you’re in good hands.

Value for money

Takaful Malaysia Car Insurance Review has a strong reputation for providing value for money to its customers. They offer Shariah-compliant comprehensive cover for your car, complimentary personal accident coverage for you and your passengers,, as well as 24/7 roadside assistance.

They have a competitive rate, and are a member of the Life Insurance Association of Malaysia (LIAM) and the General Insurance Association of Malaysia (PIAM). The company is one of the best car insurance providers and takaful in the market.

Another great feature is the No Excess policy, which allows you to avoid paying out some of your own money when you have an accident. Most conventional insurance and takaful companies have this fine print in their terms and conditions, but with Etiqa Takaful, you do not have to pay any excess!

You can also get cash back for no claims if you maintain a good track record of making no claims. Additionally, you can get additional benefits like accident towing and replacement of windshields.