When you buy a travel insurance policy, you need to decide how much coverage you need. Some companies provide more than one policy and knowing what each type covers is essential. Travel Insurance Direct can help you make a decision. Some of its policies cover only one adult traveler, while others cover several people. Depending on the type of policy you buy, TID can pay for medical costs in the event of an accident.
Budget Direct Basic
Budget Direct offers a basic travel insurance plan at a low price. It also offers more expensive policies that cover more scenarios. However, it is essential to note that you cannot claim for any expenses unless you’ve used your coverage. In addition, you may not be able to claim for everything, so ensure to get as much information as possible before purchasing a policy.
Some exclusions are included in Budget Direct’s policies, such as missed connections. For example, if you have to travel for work, your policy may not cover the expenses. Also, it doesn’t cover property used for business.
Budget Direct Comprehensive
Budget Direct provides a variety of travel insurance policies, including basic cover and comprehensive travel insurance. In addition, the company also offers specialized travel insurance policies for adventure and extreme sports. The review below will highlight some of the pros and cons of Budget Direct’s travel insurance plans. Knowing what types of policies are offered is essential to ensure that you’re fully protected while traveling.
Budget Direct is known for offering travel insurance policies that are affordable. For example, the Basic Plan offers bare-bones coverage for rock-bottom prices, while the Comprehensive Plan provides a more comprehensive plan for an average price. But it’s important to note that these policies are only valid for one journey, and many travel insurance plans are available for different travel needs.
Allianz Global Assistance Bronze Plan
Allianz Travel Insurance offers a variety of travel insurance products that cover a variety of travel emergencies. They offer credit card coverage, including trip cancellation, delay, and trip interruption insurance. In addition, they offer 24-hour assistance. Other coverage options include rental car damage/theft and baggage loss. Allianz also offers a OneTrip Emergency Medical plan that may be a good supplement.
Allianz Travel Insurance provides S$200,000 in emergency medical and dental expenses. The plan also covers up to S$10,000 in travel cancellation costs. However, it does not cover a quarantine or hospitalization allowance. In addition, this insurance plan automatically extends your coverage without adding extra premiums.
Direct Line’s Backpacker policy
Direct Line offers several travel insurance policies. Its travel insurance is not age-related, making it a good choice for the over-75s, and it offers a backpacker policy that covers trips for up to 18 months. It also offers discounts for annual policies, and kids can be covered free until 2022.
Direct Line has a policy called Discoverer if you want coverage for extended trips. This policy is aimed at young people and covers extended trips of three to eighteen months, including travel to Europe. It also provides coverage for temporary, casual work abroad. In addition, it has a 24-hour emergency assistance service and a separate phone number for making claims.
Backpacker travel insurance is ideal for those who plan to travel for a long time. It is an excellent choice for extended trips, allowing you to cover more destinations than the standard policy allows. This policy also allows you to add gadgets and baggage covers separately. It also offers valuables cover. Its entire brand targets backpackers, so it understands the problems that can arise.
Direct Line’s Winter sports plan
Direct Line offers travel insurance with no age limit. However, the company does have an age restriction for its winter sports plan. People over 60 years old can only use it for 42 days. Similarly, those over 75 years cannot purchase this plan. The details of the policy are included in the policy documents.
Direct Line’s Winter sports plan can be used to protect yourself against cancellations and delays during your travel. In addition, it can cover damage to equipment if you are skiing or snowboarding, as well as piste closures. Direct Line’s winter sports plan also includes cover for covid-19.